House Title vs Deed: What is the difference?

Here’s a quick crash course on the difference between a title and a deed. Both are important to navigate home ownership and there is a notable difference.

What is a home title?

A house title is a legal right to own or sell a residential property. This is a concept and not something you can hold. This is not a physical document.

What is a deed?

A deed is an official document that states a person’s legal rights to a property. This is a physical document that you should physically have on hand.

When you sell a property, you (the seller) and the buyer will sign the deed so the buyer can “take title” of the property.

An easy way to remember the difference: A deed says that someone has title to a property.

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